See average payouts to car accident victims in Iowa. Find real-life case examples with circumstances similar to yours.

Car accident settlements in Iowa vary widely, depending on the facts of each case. Factors that will affect a settlement or court award include the type and severity of injuries, lost wages and other economic losses, and non-economic factors, like pain and suffering.

The average injury settlement for a car accident claim in Iowa is $36,513 with most payouts ranging between $6,100 and $215,000. However, catastrophic injury cases have gotten jury awards in excess of $1,500,000.

Average Iowa Car Accident Settlement Amounts

We analyzed actual Iowa car accident settlements and court awards to get average payouts. The data is separated based on the severity of injuries, type of injury, and type of vehicle accident.

Average Payout by Severity of Injury
Minor Injury	$6,100
Moderate Injury	$36,500
Severe Injury	$215,000
Payout Range by Type of Injury in Iowa
Neck and Back Injuries	$1,700 – $439,600
Head Injuries	$6,100 – $1,560,000*
Payout Range by Type of Accident
Rear-End Collisions	$440,000
Side-Impact Collisions	$1,700- $1,560,000
Head-on Collisions	$6,400 – $400,000

How Accident Settlements Are Calculated

You can estimate the settlement value of minor or moderate injury claims by adding up all your economic damages, like lost wages and medical bills, then adding one to three times that amount to cover your non-economic damages, like pain and emotional distress.

Complicated or severe injury cases are best handled by an experienced personal injury attorney. Your attorney will gather expert opinions on future medical expenses, lost income potential, and disability impact.

Factors Affecting Payout Amounts

Common factors that affect payouts in Iowa include:

• Shared Fault – Iowa is a modified comparative fault state, meaning you can still seek compensation from the other party so long as you don’t have a bigger share of fault for the crash.
• Injury Severity – Minor injury claims are valued far lower than severe injuries when it comes to non-economic damages.
• Auto Policy Limits – Iowa requires vehicle owners to carry insurance of no less than $20,000 per person and $40,000 per accident for bodily injury liability. Drivers must also carry at least $15,000 in property damage liability coverage.
• Uninsured Motorist (UIM) Coverage – Iowa requires insurance companies to offer uninsured and underinsured coverage equal to liability limits on all policies. However, policyholders have the right to decline these coverages. Without such coverage, you may have no source of compensation if the at-fault driver was uninsured or fled the scene.
• Multiple Claimants – No matter how much liability coverage the at-fault driver carries, there may not be enough to fully compensate everyone injured in a multi-victim accident.
• Location – In court venues with a history of big awards to accident victims, the adjuster may offer more to settle your case before it gets to a jury.
• Punitive Damage Caps – Punitive damages are only awarded in Iowa courts when the jury finds the at-fault party demonstrated a “willful and wanton disregard for the rights or safety of another.” There are no caps to punitive damages under Iowa state law.

Frequently Asked Questions

Iowa Car Accident Case Examples

All the cases in our example groups are real personal injury lawsuits filed in Iowa courts. You’ll see that a lot of these cases eventually settled.

Most car accident cases are settled out of court. When a lawsuit is filed, your attorney will continue to negotiate with the at-fault party’s legal team as the litigation process unfolds, right up to the trial date.

Minor Injury Case Examples

Minor injuries include the types of soft-tissue bumps, bruises, and sprains that only take a few days to heal, with maybe some lingering stiffness for a week or two. You might miss a few days from work, depending on the physical demands of your employment.

Lane Change Causes Side-Impact Crash with Neck Injuries

Type of Injury: General injuries to neck, shoulder, back and other parts of body
Type of Accident: Side-Impact
Award/Settlement Amount: $11,000
Case Summary: Plaintiff was traveling south. Defendant, previously traveling south, was stopped in the left-turn lane at an intersection. As plaintiff approached, defendant attempted to re-enter the southbound traffic lane. His vehicle then collided with plaintiff’s. Plaintiff filed a lawsuit against defendant contending that defendant was guilty of negligent failure to control his vehicle and maintain proper lookout, and/or improper lane change. She requested damages for injuries to her neck, shoulders and back, among others. Defendant admitted fault, contested the nature and extent of plaintiff’s injuries. The jury awarded $11,000 to the plaintiff for medical expenses and pain and suffering.
Location: Polk County, Iowa
Case Name and Docket Number: Long v. Kelly, 92644

Back Injuries from Driver Backing Into Side of Vehicle

Type of Injury: Neck and back injuries
Type of Accident: Side-Impact
Award/Settlement Amount: $1,676.50
Case Summary: Plaintiff claimed that defendant backed into his vehicle. Plaintiff sued defendant and her husband for injuries to his neck and back, blaming defendants for negligence. Defendant admitted that she was in a minor motor vehicle accident with the plaintiff and did not deny negligence. Defendants’ denied the nature and extent of the plaintiff’s injuries. The defendants argued that plaintiff’s failure to avoid injury, his comparative fault and his failure to mitigate damages barred his recovery. Based upon the defendants’ admitted negligence, jurors awarded plaintiff $1,176.50 for medical expenses and $500 for pain and suffering.
Location: Polk County, Iowa
Case Name and Docket Number: Redman v. Dorrian, CL 96614

Neck and Back Injuries from Rear-End Accident

Type of Injury: Lower back and neck injuries-cervical and lumbar strain
Type of Accident: Rear-End
Award/Settlement Amount: $2,907.55
Case Summary: Plaintiff’s vehicle was struck from behind by a vehicle being driven by defendant. Co-defendant owned the car defendant was driving. Plaintiff claimed defendant was negligent in following too closely, failing to control her vehicle, and failing to yield. Plaintiff claimed she sustained cervical and lumbar strain from the accident. The defendants admitted responsibility for the accident but denied the accident caused plaintiff’s damages. A jury awarded plaintiff damages totaling $2,907.55 for medical expenses and pain and suffering
Location: Linn County, Iowa
Case Name and Docket Number: Neuleib v. Miller, IACV041579

Herniated Disc from Left-Turn Collision

Type of Injury: Neck injury-cervical disc herniation and an aggravation of a preexisting disc herniation
Type of Accident: Side-Impact
Award/Settlement Amount: $8,013
Case Summary: Plaintiff drove north and was stopped at an intersection waiting to make a left turn. Defendant, who drove eastbound attempted to proceed through the intersection as the traffic light turned yellow. The two vehicles collided. Plaintiff claimed she sustained a cervical disc herniation and an aggravation of a preexisting disc herniation. Defendant admitted to the collision but denied fault. He stated that the plaintiff’s damages were caused by her own fault. A jury determined that both plaintiff and defendant were at fault and allotted fault at 10% and 90%, respectively. Jury awarded plaintiff $8013. In accordance with jury’s fault apportionment, Judge ordered that defendant pay $7211.70 in damages, plus court costs.
Location: Polk County, Iowa
Case Name and Docket Number: Cohenour v. Riecks, 96735

Failure to Yield with Neck and Shoulder Injuries

Type of Injury: Neck and shoulder injuries
Type of Accident: Side-Impact
Award/Settlement Amount: $3,012.98
Case Summary: According to plaintiff, defendant was emerging from the wrong end of a one-way alley, and failed to yield to plaintiff’s right-of-way, causing a collision. Defendant was ticketed for failure to yield. She pleaded guilty and paid a fine. Plaintiff claimed neck and shoulder injuries. Defendant admitted that an accident had occurred, but claimed that it was plaintiff’s fault. Defendant also challenged the nature and extent of plaintiff’s injuries. At trial, the jury returned a verdict for plaintiff and awarded damages of $4,017.31. Jury determined plaintiff was 25% at fault and the judge reduced the damage award to $3,012.98.
Location: Linn County, Iowa
Case Name and Docket Number: Prouty v. Martin, IACV041159

Head-On Collison with Soft Tissue Injuries

Type of Injury: Soft tissue neck and back injuries resulting in headaches
Type of Accident: Head-On
Award/Settlement Amount: $6,429
Case Summary: Plaintiff was driving east. Defendant, a minor, was driving his father’s vehicle headed west. According to plaintiff, defendant lost control of his vehicle while going over a hill and sideswiped another vehicle before colliding with plaintiff’s vehicle head-on. Plaintiff said he suffered soft tissue neck and back injuries resulting in headaches. He sued defendant and his father, accusing the minor of speeding, reckless driving and failing to keep proper lookout. Defendants denied the allegations. According to court documents, defendant’s father later admitted his son was 15 at the time of the accident and only had a work/school drivers’ permit. At the time of the collision, though, defendant was not driving to work or school. Jurors found in favor of plaintiff and awarded him $6,429.
Location: Dubuque County, Iowa
Case Name and Docket Number: Beam v. C.K., IACV053384

Rear-End Collision Injures Two Victims

Type of Injury: Soft tissue neck and back injuries
Type of Accident: Rear-End
Award/Settlement Amount: $4,606.81
Case Summary: As Plaintiff 1 drove her vehicle southbound in the inside lane of a Street, Plaintiff 2 rode as a passenger. At the same time, Defendant traveled behind plaintiffs’ vehicle. Traffic stopped for a red light and defendant rear-ended plaintiffs’ vehicle. Both plaintiffs claimed soft tissue neck and back injuries. Defendant admitted to the accident. He denied, however, being the cause of the plaintiffs’ alleged injuries and damages. Jury found in favor of plaintiff 1 and awarded her $4,606.81. Jury found in favor of the defendant in Plaintiff 2’s claim, as Plaintiff 2’s medical record showed he had significant neck and back problems from a previous accident which impacted the outcome.
Location: Scott County,Iowa
Case Name and Docket Number: Cooke v. Ruser, 103291

U-Turn results in Side-Impact Crash with Head and Neck Injuries

Type of Injury: Left hand and arm injury; head injury; bruising & injuries to cervical region
Type of Accident: Side-Impact
Award/Settlement Amount: $6,104.24
Case Summary: Defendant was driving a truck owned by co-defendant. He attempted to make a U-turn at the intersection and head south. Plaintiff had the right of way at a green light, and proceeded through the intersection. The vehicles collided. Plaintiff 2, a minor, was a passenger in plaintiff1’s vehicle. Both sustained injuries upon impact, including injuries to plaintiff1’s left hand and arm, head and cervical region, and bruising and cervical injuries to the minor. Defendants admitted negligence and offered to confess judgment for $57,500 inclusive of interest and costs. Plaintiffs declined the offer and the case went before a jury. Jury found defendant and plaintiff each 50% at fault for the accident and awarded plaintiff1 damages of $4,894.97. The minor received $1,206.27. Plaintiff1’s award was reduced to $2,447.49 per fault apportionment.
Location: Polk County, Iowa
Case Name and Docket Number: Sinclair v. Sperry, CL 97650

Nearly Blind Driver Causes Side-Impact Crash

Type of Injury: Lower back injury-lumbar strain
Type of Accident: Side-Impact
Award/Settlement Amount: $12,676
Case Summary: A motor vehicle accident occurred when defendant turned left and struck plaintiff’s vehicle. Before the accident, defendant’s right eye had been removed and he had had cataract surgery to his left eye. He was considered legally blind without correction, and admitted to problems with his peripheral vision. Plaintiff and her husband claimed that defendant’s operation of a motor vehicle constituted willful and wanton disregard of a known risk, and that defendant’s negligence was the proximate cause of plaintiff’s lumbar strain. Defendant admitted that an accident had occurred between the parties, and that he was responsible due to negligent failure to yield. He, however, denied that the accident was the proximate cause of Plaintiffs’ damages. Jury awarded plaintiff $11,676. Plaintiff’s husband received $1,000 in damages for past loss of consortium.
Location: Linn County, Iowa
Case Name and Docket Number: Danovski v. Sahl, IACV42059

Three-Vehicle Rear-End Crash with Back Injuries

Type of Injury: General Back injuries
Type of Accident: Rear-End
Award/Settlement Amount: $6,360.76
Case Summary: Defendant’s vehicle struck the rear of another vehicle, which in turn struck the rear of plaintiff’s vehicle, which was stopped in traffic. Plaintiff said she suffered back injuries and property damage upon impact. Defendant responded by admitting negligence but disputing that his negligence caused the plaintiff’s damages. Defendant asserted that plaintiff failed to mitigate her damages by not wearing a seat belt and not getting medical attention soon enough after the accident. Jurors put all of the blame for the chain reaction crash on Defendant. The jurors awarded plaintiff $1,590.76 for medical expenses, and $4,770 for pain and suffering.
Location: Dubuque County, Iowa
Case Name and Docket Number: Van Cleve v. Jansen, 01311-IACV052806

Rear-End Crash at Stop Sign with Neck and Back Injuries

Type of Injury: Back and neck injuries-cervical and lumbar spine
Type of Accident: Rear-End
Award/Settlement Amount: $10,236
Case Summary: Plaintiff was traveling east. She approached a stop sign and came to a complete stop as she waited to turn onto another Street. At the same time, defendant, in a vehicle owned by co-defendant, traveled east. Defendant failed to come to a complete stop and ran into the rear end of plaintiff’s vehicle. As a result of the accident, plaintiff said she suffered cervical and lumbar spine injuries. Defendant and his company denied all allegations, but offered a confession/settlement that was declined. The jury awarded plaintiff $10,263 in damages. Judge ordered that the plaintiff pay any costs assessed after the confession date.
Location: Polk County, Iowa
Case Name and Docket Number: Beck v. Nelson, CL 94781

Hip and Leg Injuries from Rear-End Collision

Type of Injury: Soft tissue hip and leg injuries.
Type of Accident: Rear-End
Award/Settlement Amount: $1,461.27
Case Summary: Defendant struck plaintiff’s vehicle from behind. Plaintiff claimed soft tissue hip and leg injuries as a result if the impact. Defendant admitted that a collision had occurred, but denied fault and causation of injury. A jury returned a unanimous verdict for the plaintiff, awarding him $241.27 for medical expenses, $600 for pain and suffering, and $600 for loss of body function. They awarded no damages for lost wages, future pain and suffering, or future loss of function. Judge ordered the award on the same day, with costs assessed against the defendant.
Location: Linn County, Iowa
Case Name and Docket Number: Worcester v. Stoddard, IACV 40834

Rear-Ended in Slowing Traffic with Soft Tissue Injuries

Type of Injury: Soft tissue neck and back injuries
Type of Accident: Rear-End
Award/Settlement Amount: $8,000
Case Summary: As the traffic in front of plaintiff got heavy, he slowed down. Another driver, who was in the vehicle behind plaintiff, did the same. At the same time, the non-party’s vehicle was rear-ended by defendant, causing the non-party driver to rear-end plaintiff’s vehicle. Plaintiff claimed soft tissue neck and back injuries. Defendant admitted he caused the collision and was liable for plaintiff’s injuries but questioned the extent of plaintiff’s damages. A jury found in plaintiff’s favor, awarding $5,000 for past physical pain and suffering, $1,500 for future physical pain and suffering and $1,500 for medical expenses, totaling $8,000 in damages.
Location: Woodbury County, Iowa
Case Name and Docket Number: Conrad v. Flanagan, IACV130821

Broadside Crash with Roll Over and Multiple Mild Injuries

Type of Injury: General injuries to upper extremities, lower back and left hip/leg
Type of Accident: Side-Impact
Award/Settlement Amount: $5,000
Case Summary: Plaintiff claimed she passed another car by utilizing the left-hand traffic lane. At the same time, defendant attempted to pass plaintiff’s vehicle by using the Interstate’s inside shoulder. Defendant broadsided plaintiff and caused her vehicle to pass over both lanes of southbound traffic. Her vehicle rolled over and ended up top and nose down in a creek. Plaintiff claimed the impact aggravated pre-existing injuries to her upper extremities, lower back and left leg. Defendant admitted that the two vehicles collided and that the plaintiff ended up in a ditch. He denied, however, attempting to pass on the shoulder. He claimed that any injuries or damages were caused by plaintiff’s fault. Jury unanimously determined that defendant was a proximate cause of the plaintiff’s injuries and awarded her $5,000
Location: Johnson County, Iowa
Case Name and Docket Number: Lovetinsky v. Sheehy, IACV 063528

Rear-End Crash from Failure to Maintain Safe Distance and Neck Injuries

Type of Injury: Neck and lower back injuries
Type of Accident: Rear-End
Award/Settlement Amount: $2,024.75
Case Summary: According to Plaintiff, Defendant failed to maintain a safe distance from her vehicle and crashed into the rear of plaintiff’s vehicle. Plaintiff claimed she sustained injuries to her neck and lower back from the accident. The defendant initially denied all allegations and asked the court to dismiss plaintiff’s petition. He later made two offers to confess judgment – the first for $2,200 and the second for $2,500, that Defendant declined. He continued to deny, however, the nature and extent of the plaintiff’s alleged damages. A jury determined defendant owed plaintiff $2,024.75 for past medical expenses and past pain and suffering.
Location: Johnson County, Iowa
Case Name and Docket Number: Smull v. Wheeler, IACV065473

Moderate Injury Case Examples

Moderate car accident injuries include more extensive bruises and sprains, simple fractures, moderate concussions, and more serious neck and back injuries. You will eventually heal from your injuries over several weeks or months. There may be some permanent residual effects from the crash.

A lot more time will be taken off work during your recovery from moderate injuries. Some workers may not be able to return to the same type of job they had before the accident.

Sideswipe Collision Results in Back Injuries

Type of Injury: General back injury
Type of Accident: Side-Impact
Award/Settlement Amount: $13,628.50
Case Summary: Defendant was driving north when she overcorrected to avoid a van in the lane to her right. In doing so, she entered the southbound lane occupied by plaintiff and sideswiped the plaintiff’s car, causing damage to the front left area of both cars. A police officer issued a ticket to defendant for failure to control her vehicle. She pled guilty and was fined. Plaintiff claimed permanent back injury. Her husband claimed loss of consortium. Defendant admitted fault, but denied that the accident caused plaintiff’s injuries, based on medical evidence that plaintiff was involved in two previous motor vehicle accidents. Defendant contended that plaintiff’s chiropractic treatments related to prior incidents. Plaintiff’s received $13,628.50 in damages in a bench trial.
Location: Linn County, Iowa
Case Name and Docket Number: Albert v. Hampton, IACV040365

Multi-Vehicle Rear End Crash Results in Headaches, Neck Strain

Type of Injury: Neck injury-headaches and a cervical strain
Type of Accident: Rear-End
Award/Settlement Amount: $20,154.50
Case Summary: Plaintiff was driving west and came to a stop in the left lane, in order to make a left turn. As plaintiff yielded to oncoming traffic, defendant rear-ended the vehicle directly ahead of him, who then rear-ended another vehicle directly behind plaintiff’s car, who finally rear-ended plaintiff. Plaintiff claimed he sustained a cervical strain with headaches. Defendant admitted to negligence but denied the plaintiff’s specific allegations as to the reasons for negligence. He asserted the plaintiff failed to mitigate his damages, failed to wear his seat belt and submitted excessive medical expenses. A jury found plaintiff sustained damages as a result of the accident and awarded him $20,154.50 for past medical expenses and past and future pain and suffering.
Location: Dubuque County, Iowa
Case Name and Docket Number: Kruser v. Kotz, 90670

Left Turn Crash with Torn Rotator Cuff

Type of Injury: Shoulder injury-torn rotator cuff
Type of Accident: Side-Impact
Award/Settlement Amount: $78,674.86
Case Summary: Plaintiff was driving his car westbound while defendant was traveling east. The two collided when defendant attempted a left turn. Plaintiff suffered a torn rotator cuff injury. Defendant denied negligence. A jury found defendant wholly at fault, and awarded damages totaling $78,674.86. Defendant then filed a motion for judgment notwithstanding the verdict, or, in the alternative, for a new trial. He noted that plaintiff had entered the intersection on a yellow light, with an admittedly obscured view. Plaintiff countered that defendant had entered the intersection on a red light and struck his car broadside, on the passenger side. Judge denied the defendants’ motion.
Location: Polk County, Iowa
Case Name and Docket Number: Newton v. Jackson, 91365

Employee Driver Fails to Yield Resulting in Neck and Back Injuries

Type of Injury: Neck and lower back injuries
Type of Accident: Side-Impact
Award/Settlement Amount: $56,520
Case Summary: According to plaintiff, a motor vehicle accident occurred between her vehicle and defendant’s vehicle driven by its employee, co-defendant. Plaintiff claimed co-defendant failed to yield the right-of-way and collided into her car. Plaintiff sustained cervical and lumbar injuries. Defendants initially denied liability. According to the defendants, plaintiff was the sole proximate cause of her own damages. Later, the defendants admitted co-defendant’s negligence, but continued to deny his negligence was the cause of all plaintiff’s damages. Finding in favor of plaintiff, a jury awarded plaintiff $56,520 for past medical expenses, pain and suffering, loss of function and lost wages. The jury decided not to award any damages for future expenses.
Location: Story County, Iowa
Case Name and Docket Number: Krebs v. Federal Express Corp., IACV 041723

Rear-End Accident with Partial Disability Due to Back Injury

Type of Injury: Soft tissue lumbosacral strain-lumbar spine in back
Type of Accident: Rear-End
Award/Settlement Amount: $36,513
Case Summary: According to Plaintiff, Defendant driver failed to maintain control and crashed into plaintiff’s vehicle from the rear. Plaintiff said she suffered soft tissue lumbosacral strain resulting in 5% permanent partial disability to lumbar spine in back. Both defendants argued that Plaintiff negligently operated her vehicle by failing to maintain a proper lookout and failing to operate her vehicle in a manner indicative of the traffic conditions. Defendant driver later admitted to negligence but continued to deny the extent and cause of the plaintiff’s injuries. A jury unanimously determined defendant driver’s negligence was a proximate cause of plaintiff’s damages. The jury awarded plaintiff $36,513.
Location: Scott County, Iowa
Case Name and Docket Number: Rangel v. Walker, 103175

Drunk Driver Rear-End Crash with Partial Disability of Neck and Back

Type of Injury: Soft tissue neck and back injuries
Type of Accident: Rear-End
Award/Settlement Amount: $40,000
Case Summary: Plaintiff was stopped at a stop sign when Defendant struck her car from behind. Defendant was under the influence of alcohol, eventually pleading guilty to a violation of State law. Plaintiff claimed soft tissue neck and back injuries resulting in 5% permanent partial disability of neck and 5% permanent partial disability of low back. She sought compensatory damages for medical expenses, pain and suffering, disability and punitive damages. At trial, defendant acknowledged negligence but still denied liability. A jury returned a verdict, awarding plaintiff $24,247 for medical expenses, disability, and pain and suffering, and $15,753 for punitive damages.
Location: Dubuque County, Iowa
Case Name and Docket Number: Gibbs v. Sanders, IACV 052811

Semi-Truck Collisions Caused by Car with Neck and Back Injuries

Type of Injury: Neck and back injuries-Multiple contusions, cervical and lumbar spine injuries , headaches and aggravation of preexisting spinal stenosis and reflex sympathetic dystrophy; right shoulder injury
Type of Accident: Rear-End
Award/Settlement Amount: $22,835.66
Case Summary: Plaintiff was operating a semi-truck tractor trailer, while defendant drove her own car. According to Plaintiff, defendant attempted to make a U-turn across the median when a second semi-truck, hit defendant’s vehicle from the rear. Plaintiff’s truck then struck the second semi. Plaintiff claimed multiple contusions, cervical and lumbar spine injuries with radiating pain, headaches, right shoulder problems and aggravation of preexisting spinal stenosis and reflex sympathetic dystrophy. Defendant admitted an accident occurred, but counterclaimed against plaintiff. Plaintiff denied negligence. The jury found defendant at fault and the proximate cause of plaintiff’s damages and awarded plaintiff $22,835.66.
Location: Polk County, Iowa
Case Name and Docket Number: Heiter v. Hildebrand, CL 97040

Left Turn Side-Impact Crash with Herniated Disc in Neck

Type of Injury: Neck injury-cervical disc herniation
Type of Accident: Side-Impact
Award/Settlement Amount: $17,896.01
Case Summary: Plaintiff was traveling south and defendant was traveling north. Defendant struck plaintiff’s vehicle on the passenger side while attempting a left turn, and was subsequently cited for failure to yield. Plaintiff suffered cervical disc herniation that required surgery. Her husband joined the suit, claiming loss of spousal consortium. Plaintiffs also sued for loss of parental consortium on behalf of their two minor children. Defendant admitted negligence but denied liability for the plaintiff’s damages. A jury found for plaintiffs and awarded plaintiff driver $12,896.01 for medical expenses, pain and suffering, and loss of body function. They also awarded a total of $5,000 for loss of consortium to plaintiff’s husband and the two children.
Location: Warren County, Iowa
Case Name and Docket Number: Hill v. Kuiper, IA26344

Broadside Crash After Running Red Light with Brain Injuries

Type of Injury: Head injury-Traumatic brain injury
Type of Accident: Side-Impact
Award/Settlement Amount: $70,000
Case Summary: Plaintiff attempted to make a left turn onto westbound road with the assistance of a green traffic signal. Defendant failed to yield to a red light on eastbound roadway and crashed into plaintiff’s vehicle broadside. Plaintiff sustained traumatic brain injury upon impact. Prior to his answer, the defendant offered an initial settlement of $14,000. Plaintiff did not accept the offer and the case continued to trial. Defendant subsequently admitted to fault in the accident, but denied the extent of plaintiff’s injuries. Prior to trial, defendant again offered to confess judgment, this time for $70,000. Plaintiff accepted this offer and Judge accordingly entered judgment against the defendant in the settlement amount.
Location: Polk County, Iowa
Case Name and Docket Number: Davis v. Slagle, CL 96027

T-Bone Intersection Crash Results in Multiple Injuries

Type of Injury: Injuries to neck, back and left knee.
Type of Accident: Side-Impact
Award/Settlement Amount: $65,000
Case Summary: As plaintiff stopped at an intersection for a stop sign and as he proceeded through, defendant ran the stop sign and “T-boned” his vehicle. Plaintiff sustained injuries to his neck, back and left knee in the accident. The parties settled their claims in exchange for $25,000 in compensation from defendant’s insurance company. Plaintiff’s underinsured motorist claims against his own insurance company went before a jury. The jury members determined plaintiff suffered damages as a result of the accident and awarded him $65,000 in past and future medical expenses, pain and suffering and loss of function. Judge reduced plaintiff’s award by $25,000 per the previously paid credit and awarded plaintiff a total of $42,502.20, inclusive of interest.
Location: Polk County, Iowa
Case Name and Docket Number: Beyer v. Pogyo, 96417

Side-Impact Crash from Exiting Parking Lot with Knee and Head Injuries

Type of Injury: Injury to right knee; head injury exacerbating pre-existing migraine headaches
Type of Accident: Side-Impact
Award/Settlement Amount: $73,198.81
Case Summary: Plaintiff claimed that as he headed north, defendant pulled out from a parking lot and into his right of way and struck his vehicle on the passenger’s side. Plaintiff claimed injury to right knee requiring arthroscopic surgery and resulting in a 5% permanent partial disability and head injury exacerbating pre-existing migraine headaches resulting in a 5% permanent partial disability. Plaintiff claimed $6,500 in medical specials and $4,400 in lost income. Plaintiff and his wife filed a lawsuit against defendant, alleging failure to yield right of way, not applying her brakes to avoid the collision and failure to sound her horn. Defendant offered to confess judgment for $32,000, which plaintiffs rejected. Jury awarded plaintiffs a total of $73,198.81 in damages.
Location: Polk County, Iowa
Case Name and Docket Number: Solomon v. Gilbert, CL 93943

Two Separate Rear-End Crashes with Neck and Back Injuries

Type of Injury: Neck and back injuries
Type of Accident: Rear-End
Award/Settlement Amount: $23,805
Case Summary: Plaintiff was involved in two motor vehicle accidents. In the first, plaintiff said he stopped his vehicle at an intersection, when Defendant Driver 1 rear-ended him. The impact caused plaintiff’s vehicle to strike the preceding vehicle, which resulted in significant damage and totaled his vehicle. The second accident took place approximately seven days later. At this time, plaintiff stopped for a red light. While he waited for the light to turn, Defendant Driver 2 rear ended him. Plaintiff suffered neck and back injuries and held the defendants jointly responsible for his damages. Defendants admitted they rear-ended plaintiff but denied the extent of his injuries. Defendants offered $4,413.33 plus court costs. Plaintiff did not accept the offer, and the case proceeded before a jury. Jury awarded plaintiff $14,445 from Defendant Driver 1 and $9,630 from Defendant Driver 2.
Location: Scott County, Iowa
Case Name and Docket Number: Phelps v. Wilhite, 103460

Passenger Suffers Neck Injuries in Side-Impact Collision

Type of Injury: Neck injuries
Type of Accident: Side-Impact
Award/Settlement Amount: $51,058.78
Case Summary: Plaintiff was a passenger in a vehicle. According to plaintiff, defendant collided with plaintiff’s vehicle as he entered the highway. Plaintiff claimed she suffered injuries to her neck resulting in permanent impairment. Defendant admitted to negligence in the accident but denied plaintiff’s injuries and damages. The jury determined that defendant was a proximate cause of plaintiff’s damages and awarded her $51,058.78. Plaintiff filed a motion for new trial based upon the jury’s allegedly insufficient future medical payments award. According to plaintiff, her future medical expenses amounted to $33,067 for a predetermined neck surgery. Judge determined that there was sufficient evidence to support the jury’s original award and denied the plaintiff’s motion for new trial.
Location: Polk County, Iowa
Case Name and Docket Number: Austin v. Murphy, CL 93262

Left Turn Truck Collision with Neck, Back, and Shoulder Injuries

Type of Injury: Neck and right shoulder injuries; lumbosacral sprain in the back
Type of Accident: Side-Impact
Award/Settlement Amount: $33,324.44
Case Summary: Plaintiff was driving westbound in a truck owned by her employer. At the same time, Defendant, who was attempting a left turn from a driveway turned in front of plaintiff and the trucks collided. Plaintiff claimed neck and right shoulder injuries with pain radiating into right upper extremity and lumbosacral sprain in her back. Defendant admitted negligence. The jury awarded a total of $33,324.44 for past damages: medical expenses, loss of body function, lost income, and pain and suffering.
Location: Scott County, Iowa
Case Name and Docket Number: Mathias v. Clark, 99054

Shared Fault for Crash Resulting in Multiple Injuries

Type of Injury: General injuries to head, neck, back, chest, legs, and left knee
Type of Accident: Side-Impact
Award/Settlement Amount: $17,031.93
Case Summary: Plaintiff was driving north, as defendant driving in the same direction tried to pass her. Defendant passed plaintiff’s vehicle and pulled into her lane, forcing plaintiff against the curb and causing the car to flip over. Plaintiff claimed she sustained injuries to her head, neck, back, chest, legs, and left knee as a result of the collision. The defendant denied any negligence and countered that plaintiff was the one driving negligently. The defendant also disputed the severity of plaintiff’s claimed injuries and damages. The case was presented to a jury, who found the defendant 60% negligent and the plaintiff 40% comparatively negligent. The jury awarded the plaintiff $17,031.93 for medical expenses, lost wages and pain suffering.
Location: Polk County, Iowa
Case Name and Docket Number: Gomez v. Aldrich, CL93708

Severe Injury Case Examples

Severe auto accident injuries may be life-threatening and potentially disabling, such as traumatic brain injuries, spinal cord damage, internal injuries, and extensive fractures requiring surgery. Victims typically suffer injuries to multiple body parts and systems.

Victims who survive severe injuries may never fully recover from the collision. If they are able to return to work at all, it may be in a diminished capacity.

Broadside Collision with Knee Fracture and Facial Injuries

Type of Injury: Knee injury-comminuted fracture of right patella; Others-lacerations to upper eyebrow, chin and left side of nose; and bruises on left hip and chest.
Type of Accident: Side-Impact
Award/Settlement Amount: $116,521.17
Case Summary: As plaintiff drove southbound on a Street, defendant traveled west and struck plaintiff’s vehicle broadside. The collision forced plaintiff’s vehicle into the path of another vehicle, causing another impact. Plaintiff suffered a comminuted fracture of right patella with disruption requiring partial patellectomy and repair of extensor mechanism of right knee and resulting in 40% permanent partial disability due to degenerative changes of knee; amnesia; severe lacerations to upper eyebrow, chin and left side of nose; and bruises on left hip and chest. Defendant denied the plaintiff’s allegations. Prior to trial, defendant offered to confess judgment for $55,000, which was rejected. Jury assessed 90% responsibility in the accident to defendant, and 10% to plaintiff. Plaintiff received $129,468.57. Based upon fault apportionment, plaintiff walked away from the trial with $116,521.71
Location: Polk County, Iowa
Case Name and Docket Number: Seifert v. Connett, 95492

Semi-Truck Rear Ends Mini Van with Brain and Eye Injuries, Fracture

Type of Injury: Brain injury, memory loss, injury to nerve in right eye, broken left arm, headaches, double vision
Type of Accident: Rear-End
Award/Settlement Amount: $248,251.84
Case Summary: Defendant drove a semi-truck and trailer, owned by co-defendant when he collided into the back of a minivan stopped for traffic. In an effort to avoid that accident, Plaintiff, eastbound on the same Highway, lost control of her vehicle, drove off the road and struck a mobile home. Plaintiff suffered severe injuries including brain injury, memory loss, injury to nerve in right eye, broken left arm, headaches and double vision. In their joint answer, the defendants admitted defendant rear-ended a vehicle but denied any fault in plaintiff’s accident. Jury found defendant 60% at fault and plaintiff 40% at fault for the accident. Jury awarded plaintiff $413,753.08, later reduced to $248,251.84 per fault apportionment.
Location: Johnson County, Iowa
Case Name and Docket Number: Winland v. Davis, IACV 064573

Shared Fault for Single Vehicle Crash with Severe Leg Fractures

Type of Injury: Leg injuries-compound fracture of his right tibia and fibula
Type of Accident: Single Vehicle
Award/Settlement Amount: $100,000
Case Summary: Plaintiff was riding as a passenger in his pickup. Plaintiff’s long-term girlfriend/Defendant, was driving the truck after the couple left a party where they had consumed alcohol. The couple had been arguing. Defendant made a U-turn and plaintiff either jumped or was thrown from the vehicle. Plaintiff claimed he sustained compound fracture of his right tibia and fibula requiring open reduction and resulting in 20% permanent partial disability of the right knee. Defendant denied the plaintiff’s allegations. The jury returned a verdict in favor of the plaintiff determining he was 35% negligent and defendant, 65%. Judge ordered judgment in favor of plaintiff and against the defendant, for $100,000.
Location: Delaware County, Iowa
Case Name and Docket Number: Easton v. Howard, IAC 005508

Rear-End Collision with Serious Cervical Disc Herniation

Type of Injury: Neck injury-Herniated disc at C4-C6
Type of Accident: Rear-End
Award/Settlement Amount: $118,500
Case Summary: As Plaintiff stopped to turn left, Defendant rear-ended her vehicle. Plaintiff claimed she sustained herniated disc at C4-6 requiring fusion surgery as a result of the collision. Defendant admitted he was negligent but denied the majority of the other claims made against him. He also denied being the cause of the damages claimed by plaintiff. A jury found for plaintiff, awarding her $18,100 for past medical expenses, $46,800 for future medical expenses, $5,000 for loss of earning capacity, $2,000 for past loss of function, $14,000 for future loss of function, $3,600 for past physical and mental pain and suffering, $28,500 for future physical and mental pain and suffering. It also awarded $500 to for loss of spousal consortium.
Location: Linn County, Iowa
Case Name and Docket Number: Steil v. Albrecht, IACV044033

Company Truck Broadsides Pickup with Traumatic Brain Injuries, PTSD

Type of Injury: Head injury-traumatic brain injury, post-traumatic stress syndrome, depression, tingling of face, hands, tremor in the extremities, panic attacks, memory loss and lost concentration
Type of Accident: Side-Impact
Award/Settlement Amount: $104,442
Case Summary: Plaintiff drove her pickup near an intersection. At the same time, Defendant Driver operated a truck, owned by Defendant Owner on the same roadway. As defendant approached the intersection, he failed to stop for a traffic signal and broadsided plaintiff’s vehicle. Plaintiff claimed she sustained a traumatic brain injury, post-traumatic stress syndrome, depression, tingling of face, hands, tremor in the extremities, panic attacks requiring emergency rooms visits, memory loss and lost concentration as a result of the accident. Defendants admitted to the accidentbut disputed the nature and extent of the plaintiffs’ alleged injuries. Jury determined that the accident was the proximate cause of plaintiff’s damages and awarded her $99,442, plus $5,000 for loss of consortium.
Location: Woodbury County, Iowa
Case Name and Docket Number: Cook v. Petersen, IACV126608

Pedestrian Hit by Vehicle Suffers Serious Back and Knee Injuries

Type of Injury: Injury to right knee with partial synovectomy; herniated disc at L4-L5; injury to hip with aseptic necrosis and severe back sprain
Type of Accident: Pedestrian
Award/Settlement Amount: $214,067.52
Case Summary: Plaintiff was in a store parking lot getting ready to help her husband from their van into his wheelchair. While she did so, defendant struck the plaintiff’s van, backed up, and came forward along the side of the van striking plaintiff, ripping her jacket off and throwing her approximately twenty feet from impact. Plaintiff said she suffered injury to right knee with partial synovectomy; herniated disc at L4-L5; injury to hip with aseptic necrosis; and severe back sprain. Plaintiff’s husband claimed loss of consortium, and because he witnessed the injury to his wife, for bystander emotional distress. Defendant admitted that the accident occurred but denied all other claims. A jury found in favor of plaintiffs and awarded them damages totaling to $214,067.52.
Location: Linn County, Iowa
Case Name and Docket Number: Hotz v. Ferguson, IACV049815

High Speed Rear-End Crash with Back and Disc Injuries

Type of Injury: Soft tissue back injuries and bulging disc at L4-L5
Type of Accident: Rear-End
Award/Settlement Amount: $128,000
Case Summary: Plaintiff claimed that Defendant failed to maintain a proper lookout, followed too closely, and drove at an excessive rate of speed when defendant rear-ended plaintiff’s vehicle. Plaintiff sought damages for soft tissue back injuries and bulging disc at L4-L5 resulting in 2% permanent partial disability to lumbar spine, health care expenses, loss of wages and earning capacity, pain and suffering, loss of function and loss of enjoyment of life. Defendant failed to respond. The Judge entered judgment against defendant and in favor of plaintiff for $125,000 plus interest from the date of filing.
Location: Dubuque County, Iowa
Case Name and Docket Number: Mansch v. Miller, IACV 054119

Shared Fault for Rear-End Collision Aggravates Pre-Existing Condition

Type of Injury: Aggravation of pre-existing lower back condition
Type of Accident: Rear-End
Award/Settlement Amount: $92,250
Case Summary: Plaintiff traveled east in a van and stopped to make a left turn into a convenience store parking lot. At the same time, defendant drove a car east. According to plaintiff, defendant failed to keep a proper lookout and collided into the rear of his van. Plaintiff claimed the accident resulted in aggravation of her pre-existing lower back condition. Defendant admitted liability but denied other allegations. Jurors found Plaintiff 10% at fault for the accident and defendant 90% at fault. After an initial award of $102,500 to plaintiff, Judge reduced the award to $92,250 based on fault apportionment.
Location: Dubuque County, Iowa
Case Name and Docket Number: Eilers v. Polfer, IACV053805

Three Separate Vehicle Accidents Aggravate Back and Leg Conditions

Type of Injury: Aggravation to pre-existing lower back, buttock and leg condition
Type of Accident: Rear-End
Award/Settlement Amount: $208,200
Case Summary: Over a period of seven months, Plaintiff was involved in three separate motor vehicle accidents. In the first, Defendant Driver 1 crashed into the rear of her vehicle. In the second, her husband drove a vehicle in which she rode as a passenger. At that time, Defendnat Driver 2 drove out of a parking lot and struck plaintiff’s vehicle. In the third, two vehicles traveled behind her. Defendant Driver 3 rear-ended another driver, who in turn rear-ended plaintiff. Plaintiff stated the three accidents caused aggravation of a pre-existing lower back, buttock and leg condition. Defendant Driver 1 acknowledged responsibility for rear-ending plaintiff’s vehicle but denied all other allegations. Defendant Driver 2 admitted striking plaintiff’s vehicle but denied all other allegations. Defendant Driver 3 simply denied all allegations. Jurors found in favor of plaintiff and awarded her a total of $208,200 in damages.
Location: Scott County, Iowa
Case Name and Docket Number: Leedham v. Plowman, 104441

Two At-Fault Drivers Liable for Passenger Head and Face Injuries

Type of Injury: Head injury-fractured jaw, fractured eye casing, forehead laceration and fractured skull
Type of Accident: Side-Impact
Award/Settlement Amount: $1,410,037
Case Summary: Defendant Driver 1 was driving a car with Plaintiff as a backseat passenger. Defendant Driver 2 was operating a vehicle in the opposite direction. At an intersection, Defendant Driver 2 made a left turn into Defendant Driver 1’s lane of travel, striking plaintiff’s vehicle. Plaintiff suffered fractured/severed maxillary jaw, fractured eye casing, forehead laceration and fractured skull requiring insertion of 8 titanium plates and approximately 50 titanium screws. Her injuries resulted in total loss of smell, partial loss of taste, constant facial swelling and pain, scarring on forehead and permanently altered appearance. Defendant Driver 2 contended that Defendant Driver 1 was driving too fast. Defendant Driver 1 contended that Defendant Driver 2 made an improper left turn into his lane of travel. The Jury awarded Plaintiff a total of $1,410,037. Jury apportioned 15% negligence to Defendant Driver 1 and 85% negligence to Defendant Driver 2.
Location: Polk County, Iowa
Case Name and Docket Number: Sherrets v. Lien, 06571 IACV082876

Side-Impact Rollover with Multiple Fracture and Traumatic Brain Injury

Type of Injury: Head injury-Skull, jaw and collarbone fractures and traumatic brain injury
Type of Accident: Side-Impact
Award/Settlement Amount: $1,559,190
Case Summary: Defendant Driver was operating a vehicle owned by her cousin, defendant Owner. Defendant Driver attempted to make a left turn from the center of three northbound lanes, striking Plaintiff’s vehicle. The impact caused plaintiff’s vehicle to roll over, resulting in skull, jaw and collarbone fractures and traumatic brain injury to plaintiff. Plaintiff’s injuries resulted in cognitive difficulties, depression, short term memory loss, severe vertigo, startle reflex, residual headaches and fatigue. Defendant contended that plaintiff was exaggerating the nature and extent of his injuries. The Jury awarded plaintiff $1,559,190 in damages.
Location: Dubuque County, Iowa
Case Name and Docket Number: Bronner v. Reicks Farms, Inc., IACV016258

Three Vehicle Rear-End Crash with Disabling Back and Disc Injuries

Type of Injury: Back injuries-cervical strain, disc protrusions at C4-C5, C5-C6 and C6-C7 superimposed on spondylosis at C4; mid thoracic disc protrusions at T5-T6 and T8-T9 and cord compression
Type of Accident: Rear-End
Award/Settlement Amount: $225,000
Case Summary: Plaintiff was stopped in traffic when his vehicle was rear-ended by a vehicle operated by Defendant and leased from co-defendant, forcing it into another vehicle. Plaintiff had been involved in another collision three days prior to this collision. Plaintiff alleged that he suffered cervical and thoracic disc protrusions as a direct result of the accident, resulting in sexual dysfunction, incontinence, 25% disability of cervical spine, 20% disability of thoracic spine and 5% disability of lumbar spine; and he was unable to engage in his career as a violin maker due to his injuries. Defendants admitted liability, but contended that plaintiff’s injuries were psychological in origin and not proximately related to the collision. The jury entered a verdict in favor of Plainitff, awarding $225,000.
Location: Polk County, Iowa
Case Name and Docket Number: Ross v. RFT Corp., 1070539

Speeding Driver Crashes and Rolls with Disabling Injuries to Passenger

Type of Injury: Soft tissue neck injuries and bruised knee
Type of Accident: Rear-End
Award/Settlement Amount: $439,630.50
Case Summary: Plaintiff was a passenger in a vehicle operated by her friend, Defendant. The parties were traveling northbound. As their car approached the intersection, plaintiff shouted at defendant to stop because the traffic light was red. Defendant, who was driving approximately 35 m.p.h., was unable to stop and rear-ended the vehicle in front of her. The impact was so severe that defendant’s car ricocheted off the vehicle it had struck and rolled to the side of the road. Plaintiff suffered soft tissue neck injuries and bruised knee requiring physical therapy and resulting in 40% permanent partial disability of cervical spine. Defendant contended that plaintiff was exaggerating the extent of her injuries. Jury found for plaintiff and awarded her $439,630.50.
Location: Linn County, Iowa
Case Name and Docket Number: Parrott v. Meinecke, IACV039835

Drunk Head-On Collision Results in Multiple Severe Injuries

Type of Injury: Head injury-laceration on right eyelid; displaced right acetabular hip fracture; wrist fractures of the left distal radius, four fractured ribs, fractured left wrist and facial lacerations requiring plastic surgery
Type of Accident: Head-On
Award/Settlement Amount: $414,000
Case Summary: Plaintiff was traveling west. Defendant was driving in the opposite direction. Defendant crossed the center line and struck plaintiff’s car head-on. At the time of the accident, defendant was operating a car leased from co-defendant. Prior to the collision, Defendant had been a patron in a cafe from 7:30 p.m. until closing. She had consumed a substantial amount of beer and had a blood alcohol content of .22% upon her arrival at the hospital. Plaintiff claimed she suffered severe laceration on right eyelid necessitating surgical procedures and skin grafting; displaced right acetabular hip fracture requiring traction; fractures of her left distal radius, four fractured ribs, fractured left wrist and facial lacerations requiring plastic surgery. Co-defendant contended that it had no knowledge of Defendant’s prior driving record. The case settled for $414,000.00.
Location: Johnson County, Iowa
Case Name and Docket Number: Connett v. Peters, IACL129984

Icy Road Head-On Crash with Disfiguring Head and Face Injuries

Type of Injury: Head injury-multiple facial bone fractures, fractured teeth and facial scarring; second degree burns to fingers, wrist and left thigh
Type of Accident: Head-On
Award/Settlement Amount: $331,666.70
Case Summary: Plaintiff was a passenger in a vehicle operated by Defendant, who was traveling in a westerly direction. Defendant lost control of his vehicle while negotiating an icy curve in the road and struck an eastbound vehicle head-on. Plaintiff said he suffered multiple facial bone fractures requiring open surgery, fractured teeth, facial scarring and second degree burns to fingers, wrist and left thigh. Plaintiff claimed $43,845 in medical specials. Defendant admitted he lost control of his vehicle on black ice which had recently developed but denied he was negligent. Jury found for plaintiff, awarding him $331,666.70 in damages.
Location: Delaware County, Iowa
Case Name and Docket Number: Stahl v. Koellen Trucking, LLC, IACV055616

Methodology

We gathered a collection of actual lawsuits filed on behalf of Iowa car accident victims. We analyzed the ranges and average payouts for the entire collection, and broken out into sub-groups.

Averages are calculated by dividing the total settlement amount for a group by the number of cases in the group.

Payouts were grouped by:

• Injury Severity – Minor, Moderate, and Severe
• Injury Type – Neck and back injuries, Head injuries
• Accident Type – Rear-end, Side-impact, and Head-on collisions

Neck and back injuries were combined into one sub-group because they often overlap.

When cases include more than one claimant, we used the highest settlement for a single accident victim in the analysis, to avoid overstating the payout for that case.