See real payouts made to Minnesota car accident victims. Look for cases similar to yours.

Speeding, drunk driving, and distracted driving are the leading causes of traffic accidents in Minnesota, with 488 fatalities per year.¹

Minnesota is a no-fault insurance state. If you or a family member are injured in a vehicle accident, you must first rely on the PIP coverage that’s part of your own auto insurance policy.

The average car accident settlement in Minnesota for a moderate injury claim is $48,579. Average payouts range from $5,638 for minor injuries to $377,412 for severe injuries.

Average Minnesota Car Accident Settlement Amounts

We analyzed a group of lawsuits filed in Minnesota by plaintiffs injured in traffic accidents. Most lawsuits were against the at-fault driver. All lawsuits resulted in a payout to the injured victim, some from jury awards and others from settlement before trial.

Average Payout by Severity of Injury
Minor Injury	$5,638
Moderate Injury	$48,579
Severe Injury	$377,412
Payout Range by Severity of Injury
Minor Injury	$500 - $12,750
Moderate Injury	$16,000 - $95,574
Severe Injury	$97,206 - $1,317,546

Types of Motor Vehicle Accidents

Side-impact collisions are the most common type of traffic accident in this country, followed by rear-end collisions.²

Average Side-Impact Collision Settlements
Minor Injury	$6,749
Moderate Injury	$52,069
Severe Injury	$249,418
Average Rear-End Accident Settlements
Minor Injury	$4,667
Moderate Injury	$35,227
Severe Injury	$471,259

Types of Car Accident Injuries

Neck and back injuries are the most common type of crash injuries nationwide in all kinds of motor vehicle accidents, followed by head injuries.

Seriously injured crash victims often suffer more than one type of injury. Settlements and court awards are meant to cover all the victim’s damages, not just the most severe injury. Damages often include the pain and suffering arising from physical injuries, subject to the availability of funds.

Average Neck and Back Injury Settlements
Minor Injury	$5,275
Moderate Injury	$48,368
Severe Injury	$314,487
Average Head Injury Settlements
Minor Injury	$3,314
Moderate Injury	$52,240
Severe Injury	$412,145

How Car Accident Settlements Are Calculated

Under Minnesota law, all drivers must purchase no-fault coverage, also called Personal Injury Protection (PIP) or Basic Economic Loss Benefits. No-fault covers your medical costs, wage loss, and replacement services such as housekeeping. If you or a family member suffer fatal injuries, PIP pays $2,000 for funeral expenses.

No-fault claims are first made on your own PIP coverage. If expenses are greater than the PIP limit on your policy or exceed the no-fault thresholds, you can make a claim against the at-fault driver’s liability coverage.

Estimating a Payout for Minor Injuries

Minor to moderate injuries will be covered by your own Personal Injury Protection (PIP) coverage. The minimum PIP coverage is $40,000. That amount is available to each person injured in an accident as follows:

• $20,000 is allowed for medical expenses
• $20,000 may be used for non-medical expenses, like lost wages

PIP does not pay for property damage or pain and suffering.

You can estimate your payout by adding up your medical bills, out-of-pocket medical expenses, lost wages, and replacement costs, like hiring someone to shovel snow from your driveway.

Exceeding the No-Fault Tort Threshold

Severe injury claims that exceed the no-fault threshold are best handled by an experienced personal injury attorney. Your attorney will prove that your injuries meet the threshold criteria, pursue liability coverage from the at-fault driver, and gather evidence supporting your damages, including compensation for your physical and emotional suffering from serious injuries.

Injuries exceed the no-fault threshold when medical expenses are more than $4,000 or the injuries result in:

• Permanent disfigurement
• Permanent injury
• Disability for 60 days or more
• Death

Other factors that influence injury payouts in Minnesota:

• Shared Fault – Minnesota is a modified comparative fault state, also called the 51 percent rule. This rule means you can seek compensation from the other driver so long you are not more to blame than they are. Your payout will be reduced by your percentage of fault.
• Auto Policy Limits – Minnesota is a mandatory insurance state. Vehicle owners must carry insurance PIP coverage of no less than $40,000, liability limits of at least $30,000 per person/$60,000 per accident for bodily injury, and $10,000 for property damage.
• Multiple Claimants – When more than one person is injured in the same crash, there might not be enough liability insurance to fully compensate all the victims.
• Uninsured/Underinsured Motorist Coverage – Minnesota vehicle owners are required to carry uninsured motorist (UM) and underinsured motorist (UIM) coverage of $25,000 per person and $50,000 per accident. UM and UIM only cover medical costs.
• Commercial Policies – Insurance policies for commercial vehicles like tractor-trailers, tanker trucks, and delivery vehicles typically carry higher liability limits than personal auto policies. Higher limits can mean higher payouts for severe injury claims.
• Punitive Damages – Minnesota allows punitive damage awards only when the defendant acted with deliberate disregard for the rights or safety of others.

Frequently Asked Questions

Minor Injury Case Examples

Minor car accident injuries are usually soft-tissue injuries such as bruises, cuts, sprains, and strains. The injured person may lose a few days of work due to pain and stiffness, but should be fully recovered within a month.

Low Award for Shared Fault Injury Claim

Type of Injury: Head, neck, knee and back injuries
Type of Accident: Rear-end
Award/Settlement Amount: $500
Case Summary: Plaintiff was stopped at a stop sign at an intersection. While waiting to turn, plaintiff said the vehicle behind him, driven by defendant, failed to stop in time and rear-ended him. The plaintiff said he injured his head, neck, knees and back as a result of the crash, and suffered a loss of earnings. The complaint accused the defendant of carelessness and negligence. Defendant filed an answer denying any negligence. The matter proceeded to jury trial and the panel awarded the plaintiff $500. The jury also determined that the defendant was 60 percent at fault and the plaintiff was 40 percent comparatively negligent.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Kassim v. Bigwood, PI 04-11186

Passenger Sues Host Driver for Soft-Tissue Injuries

Type of Injury: Injuries to shoulder, head, neck and back
Type of Accident: Side-impact
Award/Settlement Amount: $1,800
Case Summary: Plaintiff was a front-seat passenger in a vehicle driven by defendant. Plaintiff said defendant failed to yield the right of way to a non-party motorist at an intersection, and the vehicles collided. Defendant was cited for careless driving. As a result of the collision, plaintiff said he suffered injuries to his shoulder, head, neck and back. Plaintiff contended the defendants were negligent in their operation of the vehicles. Defendant denied negligence and asserted in his answer that that plaintiff failed to state a claim upon which relief could be granted. A jury found plaintiff did not suffer a permanent injury. The panel awarded plaintiff $1,800 in damages against defendant.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Scherer v. Weestrand, PI 04-003648

Passenger Award Limited to Medical Bills

Type of Injury: Injuries to back and neck
Type of Accident: Rear-end
Award/Settlement Amount: $2,227
Case Summary: The vehicle in which plaintiff was a passenger had stopped for a red light and was rear-ended by defendant, who was driving pickup truck. Plaintiff claimed she sustained injuries to her neck and back stemming from the accident. Defendant denied all allegations of negligence. She argued she was not the direct cause of plaintiff’s injuries, and claimed the accident was the fault of a third party. Jury determined that plaintiff suffered past pain, disability and health care expenses and awarded her $2,226.94; $667.80 of those damages were for diagnostic X-rays and MRI scans. No damages were awarded for future expenses, and jury determined that no permanent injuries were sustained from the accident.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Motley v. Anzomo, 04-10096

Mother Liable for Improperly Restrained Toddler’s Injuries

Type of Injury: Facial lacerations, neck and back pain
Type of Accident: Side-impact
Award/Settlement Amount: $2,500
Case Summary: Plaintiff, 3, was a front passenger in a motor vehicle driven by his mother. A collision occurred, causing the plaintiff’s vehicle to get struck on the front driver’s side. A doctor’s report said plaintiff, who wore a shoulder harness without the lap belt, was thrown about on impact, his head hitting the dashboard and stick shift. Plaintiff was admitted to Children’s Hospital with facial lacerations, as well as complaints of neck and back pain, headaches and nausea. Plaintiff’s no-fault insurer, paid plaintiff’s medical expenses and offered $2,500 to settle plaintiff’s claims against his mother. Plaintiff’s father as his guardian ad litem filed a petition, stating that plaintiff had recovered well. The Judge approved the settlement.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Bartsh v. Sims, C9 05-8424

Award for Medical Costs Only to Rear-End Accident Victim

Type of Injury: Injuries to upper neck, back and shoulder
Type of Accident: Rear-end
Award/Settlement Amount: $2,715
Case Summary: Plaintiff was a passenger in a car, that was rear-ended by a car owned and operated by defendant. Both were driving north, when the collision occurred and, according to plaintiff, there was heavy traffic. Plaintiff claimed he sustained injuries to his upper neck, back and shoulder as a result. Plaintiff subsequently filed a personal-injury lawsuit against defendant, claiming defendant’s negligence caused plaintiff severe and permanent injuries. Defendant argued that the driver of the second vehicle, had stopped suddenly, causing the two cars to collide. Finding that plaintiff did not sustain a permanent injury, the jury awarded him $2,714.50 for past medical supplies and expenses.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Rankin v. Boarder, C5-04-002979

Jury Finds Defendant Caused Crash But Both Parties Negligent

Type of Injury: Back injuries-Flexion and extension injuries to the cervical and thoracic spine
Type of Accident: Rear-end
Award/Settlement Amount: $3,495
Case Summary: Plaintiff said defendant hit her motor vehicle from behind. Plaintiff claimed neck and upper back pain due to the impact and sought medical and chiropractic treatment. Plaintiff sued defendant, alleging negligence and carelessness. The plaintiff said her injuries caused her pain, suffering, mental distress, lost earnings, a reduced earning capacity and medical expenses. Defendant denied driving negligently. As affirmative defenses, the defendant asserted comparative negligence and challenged the nature and the extent of the plaintiff’s injuries. Jury found both parties were negligent, but said only defendant’s negligence directly caused the collision. The panel awarded plaintiff $3,495 for past health care expenses, $1,298 of which was for diagnostic tests.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Misgen v. Warkenthien, 04-18836

Medical Expenses Award for Temporary Injury

Type of Injury: Injuries to neck, back, right elbow; headaches
Type of Accident: Rear-end
Award/Settlement Amount: $4,127
Case Summary: Plaintiff was driving his vehicle north near an intersection, when he stopped for traffic. As he stopped, defendant rear-ended the car directly behind plaintiff, causing that car to hit plaintiff’s car. Plaintiff filed a negligence lawsuit against defendant as a result of the incident. Plaintiff suffered injuries to his neck, back and right elbow; he also complained of headaches resulting from the accident. Defendant denied all allegations of negligence. She argued that the alleged injuries were caused by the plaintiff’s own comparative negligence, or the fault of a third party. A jury found that the plaintiff’s injuries were only temporary and awarded her $4,127 for past medical expenses.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Weldegebriel v. Ellingson, C5-03-12515

Ten-Year-Old Injured in Side-Impact Collision

Type of Injury: Head, leg and neck injuries
Type of Accident: Side-impact
Award/Settlement Amount: $5,000
Case Summary: Plaintiff, aged 10 years, was a passenger in defendant’s vehicle. Defendant failed to stop for a stop sign at a controlled intersection, causing a collision with a non-party motorist. Plaintiff claimed head, leg and neck injuries in the accident. Plaintiff, through her father, made a claim against defendant, who subsequently offered $5,000 to settle. The settlement provided that $3,097.53 be held in a trust for plaintiff. Plaintiff’s law firm, was to receive $1,902.47 for attorney fees and costs. Plaintiff’s Insurer, which covered plaintiff’s medical expenses, waived their subrogation interests. Judge approved the settlement. The order said the settlement was in plaintiff’s best interest considering her good recovery and lack of permanent injury.
Location: Ramsey County, Minnesota
Case Name and Docket Number: E.S. v. Talafous, C0-05-8991

Case Settled for Injured Underage Girl

Type of Injury: Plaintiff1-Injuries to upper, mid and lower back; Others-numbness, headaches, nausea and vomiting: Plaintiff2-spinal injuries, injuries to knees and head; Others-numbness and tingling in her extremities
Type of Accident: Side-impact
Award/Settlement Amount: $6,000
Case Summary: Plaintiff was driving east on an Avenue through its intersection, when she collided broadside with defendant, who allegedly ran a stop sign. Plaintiff claimed she sustained injuries to her upper, mid and lower back, and also suffered numbness, headaches, nausea and vomiting. She claimed her minor daughter, who was a passenger in her car, sustained spinal injuries, injuries to her knees and head, and felt numbness and tingling in her extremities. Defendant denied negligence but later agreed to settle the claims for $6,000. According to the settlement agreement, $3,576.59 was deposited into a federally insured account for the minor to receive at the age of majority. Plaintiffs’ attorneys received $2,423.41 for attorney fees and costs.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Xiong v. Healy-Johnson, C3-03-7782

Passenger Awarded Past Medical Costs for TMJ, Soft-Tissue Injuries

Type of Injury: Head injury-temporomandibular joint syndrome; Others-thoracic outlet syndrome, headaches; and injuries to cervical, thoracic and lumbar spine
Type of Accident: Rear-end
Award/Settlement Amount: $6,769
Case Summary: Plaintiff was a passenger in a vehicle driven by her mother. Plaintiffs said they were stopped at a red light at an intersection, when they were rear-ended by a vehicle driven by defendant. Plaintiff claimed injuries to her neck and back in the collision. She also claimed she suffered other repercussions, such as temporomandibular joint syndrome, which is characterized by pain in the jaw and a limitation of jaw movement, and thoracic outlet syndrome, a condition caused by a compression of blood vessels or nerves between the armpit and neck. Defendants denied all the plaintiff’s allegations. Jury awarded the plaintiff $6,769 for past damages only.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Stankey v. Nelson, PI 04-16478

Settlement Funds Set Aside Until Age of Majority for Injured Child

Type of Injury: Back injury-Neck strain
Type of Accident: Rear-end
Award/Settlement Amount: $7,500
Case Summary: Plaintiff, a minor, rode in a vehicle driven by his mother. While traveling east, plaintiff’s mother said she stopped for traffic and defendant rear-ended her. An ambulance transported plaintiff, complaining of neck, back and abdominal pain, to a Hospital. The doctors diagnosed plaintiff with neck strain and he received intense chiropractic treatment over the next four months. Defendant agreed to settle plaintiff’s bodily injury claim for $7,500. Plaintiff’s mother filed a petition, providing for $4,478.21 to be deposited in a federally insured savings institution for plaintiff to receive at the age of majority. The plaintiff’s counsel was to receive $2,500 for attorney fees and $521.79 for costs. Judge approved the settlement.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Yang v. Lee, C0-05-8425

Jury Award for Multi-Vehicle Crash Injuries

Type of Injury: Neck and back injuries, including post-traumatic cervical myofascial strain and cervical subluxations
Type of Accident: Side-impact
Award/Settlement Amount: $8,474
Case Summary: Plaintiff was involved in a multi-vehicle accident while riding as a passenger in her husband’s vehicle. Plaintiff’s vehicle was in the middle lane. While attempting to move into the right lane, defendant’s vehicle collided with a vehicle behind plaintiff’s, which then struck plaintiff’s vehicle on the right passenger’s side. Plaintiff claimed she injured her neck and back in the accident. Defendants denied negligence and challenged the extent of the plaintiff’s injuries. Defendants said an independent medical examiner, found plaintiff sustained only a temporary aggravation of underlying neck degeneration. Defendants submitted an offer of judgment for $3,000 which was rejected. Jurors only determined damages. Jury found that plaintiff sustained no permanent injury, awarding her $8,474.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Schlink v. Kes, PI 04-017956

Arbitration Award for General Damages and Costs

Type of Injury: Back and neck pain
Type of Accident: Rear-end
Award/Settlement Amount: $10,000
Case Summary: Plaintiff was rear-ended while driving her vehicle. The plaintiff claimed back and neck injuries a result of the collision, which caused her to sustain pain and anguish, medical expenses, a diminished earning capacity and a decreased enjoyment of life’s activities. Also in the complaint, plaintiff’s husband, claimed a loss of care, society and services of his wife as a result of the defendant’s conduct. Defendant denied the allegations. The defendant asserted that the plaintiff’s claims were barred by comparative fault and that she had failed to mitigate her damages. Arbitrator heard the case, awarding plaintiff $10,000 for general damages plus $1,114.67 for costs.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Romero v. Fisher, 04-12561

Award for Pain, Disability, and Emotional Distress

Type of Injury: Shoulder injury-Left shoulder partial rotator cuff tear and impingement; Other- left knee contusion
Type of Accident: Side-impact
Award/Settlement Amount: $10,719
Case Summary: Plaintiff was driving her vehicle westbound near an intersection when a vehicle operated by defendant pulled away from the curb where she was parked. Defendant was attempting to turn left into a driveway on the south side of a Cottage and collided with plaintiff’s vehicle, sideswiping her vehicle on the passenger side. Plaintiff injured a rotator cuff and her left knee. Defendant denied being negligence in her answer. Jury found defendant was negligent and that her negligence was the direct cause of the accident. Jury awarded plaintiff $4,000-past pain, disability and emotional distress, $4,434.30-past medicals and $2,285 for future pain, disability and emotional distress.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Thao v. Bunde, C1-04-5670

Plaintiff Award After Two Auto Accidents

Type of Injury: Aggravation of existing neck and low back condition.
Type of Accident: Side-impact
Award/Settlement Amount: $12,750
Case Summary: Plaintiff claimed defendant’s pick-up truck struck the side of plaintiff’s automobile at an intersection. This accident aggravated plaintiff’s existing neck and low back condition. Plaintiff had been in a prior motor vehicle accident. Three months following the first accident, plaintiff underwent surgery on her neck. Five months after that, she underwent surgery on her low back. Defendant admitted liability for the second accident but disputed causation of the plaintiff’s claimed injuries and damages. Jury found for the plaintiff and determined that her damages due to the second accident amounted to $12,750.00; Past Medical Expenses: $8,750.00; Past Wage Loss: $2,500.00; Past Pain and Suffering: $1,500.00; Future Pain and Suffering: $ 0
Location: Scott County, Minnesota
Case Name and Docket Number: Amaya v. Nickolay, 70-CV-09-803

Moderate Injury Case Examples

Moderate car accident injuries may include more extensive soft-tissue injuries, concussions, simple fractures, slipped or herniated discs, and whiplash injuries. Victims may be out of work for several weeks as they heal and may experience residual effects from their injuries.

Child Suffers Hip, Knee, and Groin Injuries

Type of Injury: Injuries to left hip and left knee; mid-back strain, left groin strain with hip contusion, and a benign bone cyst of the left tibia.
Type of Accident: Rear-end
Award/Settlement Amount: $16,000
Case Summary: Plaintiff, a minor, rode in the back seat of a vehicle driven by his father. On an exit ramp, a vehicle driven by defendant rear-ended the plaintiffs. According to plaintiffs, doctors diagnosed the minor with acute left hip pain and strain and incidentally found lucency on the left tibia. After a follow-up at two days later, the doctors reported that the minor sustained mid-back strain, left groin strain with hip contusion, and a benign bone cyst of the left tibia. Defendant denied liability, but offered $16,000 to settle plaintiffs’ claims. Plaintiff’s mother filed a petition for approval outlining the distribution, which Judge approved.
Location: Ramsey County, Minnesota
Case Name and Docket Number: O.L. v. Hutchison, C8-05-9189

Past Damages Award for Neck and Back Injuries

Type of Injury: Soft tissue injuries to neck and back
Type of Accident: Rear-end
Award/Settlement Amount: $17,500
Case Summary: While stopped for a stop sign plaintiff was rear-ended. Defendant was the driver of the striking vehicle. Plaintiff claimed various injuries as a result, including soft tissue neck and back injuries. Defendant denied that the accident even occurred. If an accident did in fact occur, the defendant placed blame on the plaintiff. The defendant filed motions, seeking court imposed limitations on evidence regarding plaintiff’s initial answer. The defendant’s initial answer apparently admitted the accident occurred. The defendant argued the answer had been filed before he spoke with his counsel. Jury found that plaintiff did not sustain a permanent injury and awarded her $17,500 for past damages only.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Holmgren v. Burke, PI 04-7355

Motorcyclist Shared Fault with Teen Driver for Crash

Type of Injury: Fractures to lower right leg
Type of Accident: Side-impact
Award/Settlement Amount: $18,363
Case Summary: Plaintiff was driving his motorcycle at about 50 or 55 mph. He claimed he saw a dog in the center lane and slowed down. Shortly thereafter, a car driven by 19-year-old defendant struck plaintiff. Plaintiff’s leg was struck and his lower right leg was caught between the pegs on his motorcycle, causing him to sustain two fractures. Defendants admitted an accident occurred but denied negligence. Defendants argued plaintiff acted negligently by drastically reducing his speed to about 15 mph. Judge found defendant 75% negligent and the plaintiff 25% negligent. Judge awarded plaintiff $10,662.84-past medicals, $2,700-lost wages, and $5,000-future medicals. Per plaintiff’s attorney, Judge determined plaintiff’s injury was not permanent.
Location: St. Louis County, Minnesota
Case Name and Docket Number: White v. Bourne, C1-03-600313

Past and Future Damage Award to Rear-End Victim

Type of Injury: Back and neck injuries, and headaches
Type of Accident: Rear-end
Award/Settlement Amount: $18,445
Case Summary: While stopped at an intersection, plaintiff’s car was rear-ended. Plaintiff said she was stopped at a red light at the time and defendant was driving the vehicle that rear-ended her. Plaintiff sustained back and neck injuries, and headaches. Defendant admitted her car “came into contact” with the plaintiff’s car, but denied any responsibility for the accident. Even if she was at fault, the defendant contended, her fault did not directly cause the plaintiff’s injuries or damages. Plaintiff requested partial summary judgment, noting she had received at least $4,000 in medical care related to the accident. Judge granted the motion. Jury awarded plaintiff $12,445 for past damages and $6,000 for future damages.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Mshvenieradze v. Leibrand, PI 04-017963

Pickup Driver Liable for Victim’s Pain and Disability

Type of Injury: Injuries to the neck and back
Type of Accident: Rear-end
Award/Settlement Amount: $21,000
Case Summary: Plaintiff stopped on northbound Highway, to wait for the congested traffic to move. While she waited, she said defendant came up behind her in a pickup truck and rear-ended her. The impact thrust plaintiff’s vehicle into the vehicle ahead of her. Plaintiff claimed she sustained injuries to her neck and back. Defendant admitted the accident occurred, but she denied the allegation that she was negligent and caused it. She further disputed the nature and extent of plaintiff’s injuries. She further contended plaintiff caused the accident by her own negligence. Jury found for plaintiff, awarding her $14,000-past pain and disability, $6,000-future pain and disability, and $1,000-future chiropractic expenses.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Middendorf v. Wegleitner, 05-004532

Plaintiff Did Not Sustain 60-Day Disability

Type of Injury: Injuries to head, shoulders and back
Type of Accident: Side-impact
Award/Settlement Amount: $30,681
Case Summary: Plaintiff was driving his car southbound in the left lane. Defendant was driving his car in the right lane when his vehicle struck the passenger side of plaintiff’s vehicle twice. This caused plaintiff to lose control of his vehicle and strike the left median. Plaintiff sustained injuries to his head, shoulders and back in the collision. The defendant admitted liability and negligence in the operation of the vehicle at the time of the accident. A jury found that the plaintiff did not sustain a 60-day disability as a result of the accident. Jury awarded plaintiff $18,681.14 for past medicals; $10,000 for past pain, disability and emotional distress; and $2,000 for future pain, disability and emotional distress.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Shimizu v. Carson, C3-06-5173

Defendant Entirely At Fault for Three-Vehicle Collison

Type of Injury: Bilateral shoulder, lower back and neck pain
Type of Accident: Rear-end
Award/Settlement Amount: $35,030
Case Summary: Plaintiff stopped near an intersection, waiting for a car in front of her to turn left. When plaintiff stopped, she was rear-ended by Defendant. Plaintiff said the impact caused her vehicle to propel into the car in front of her that was attempting to turn. Plaintiff suffered injuries, that included neck, shoulder and lower back pain, and occasional headaches. In her answer, defendant argued comparative negligence and disputed the extent of plaintiff’s injuries. Jury found the defendant entirely at fault for the collision and awarded her $35,029.58 for past and future health care expenses, and past pain, disability and emotional distress.
Location: Ramsey County
Case Name and Docket Number: Rheem v. Fry, C6-04-003588

Closed Head Injury Caused by Side-Impact Collision

Type of Injury: Closed head injury
Type of Accident: Side-impact
Award/Settlement Amount: $43,726
Case Summary: Plaintiff was involved in a motor vehicle accident while driving in the left lane of southbound traffic. Defendant, who was driving a pickup in the right lane, attempted to turn left onto a Street and the two vehicles collided. According to plaintiff, when the pickup attempted to turn left, it was slightly ahead of her. Defendant then crossed in front of her causing the crash. Plaintiff claimed she sustained a closed head injury from the impact. Defendant denied any liability, as well as the nature and extent of plaintiff’s injuries. Jury found both parties negligent but determined that only the defendant’s negligence directly caused the accident. Jury awarded plaintiff $43,726.16 in damages.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Nordquist v. Miller, PI 04-8120

IME Links Injuries to Three Prior Accidents

Type of Injury: Injuries to neck, lower back, right shoulder; aggravation of prior neck and back pain
Type of Accident: Rear-end
Award/Settlement Amount: $50,299
Case Summary: Plaintiff was a passenger in a vehicle driven by non-party driver when a vehicle driven by defendant rear-ended them. Plaintiff sustained injuries to his neck, lower back and right shoulder and aggravated prior neck and back injuries. Defendant denied negligence and stated she was slowing for the red light at the intersection when a large truck swerved into her lane suddenly and without warning. Defendant stated an independent medical examination showed plaintiff’s injuries sustained in the collision were temporary and majority of plaintiff’s complaints were the result of pre-existing conditions from three previous auto accidents. Jury found plaintiff did not sustain a permanent injury or a 60-day disability as a result of the accident.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Chan v. Merritt, C4072681

Passenger in Single-Vehicle Crash Suffers Brain Injury

Type of Injury: Head injury-traumatic brain injury with a loss of consciousness and headaches
Type of Accident: Single Vehicle
Award/Settlement Amount: $62,551
Case Summary: Plaintiff was a passenger in a motor vehicle being driven by defendant. According to plaintiff, defendant lost control of the subject vehicle and crashed it into a bridge. Plaintiff claimed she suffered injuries including a traumatic brain injury with a loss of consciousness and headaches as a result of the accident. Plaintiff claimed that the defendant’s negligent, careless and reckless driving caused the subject collision and her resulting damages. Defendant disputed the plaintiff’s claims, contending that reports from the accident medical responders stated that plaintiff was the vehicle driver, and concluded that any injuries suffered were minor and temporary. Jury, awarding plaintiff $62,551, found that defendant was responsible for causing the subject accident.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Bedasso v. Omar, 27-CV-2017-002329

Shared Fault for Crash Resulting in Closed Head Injury

Type of Injury: Closed head injury
Type of Accident: Side-impact
Award/Settlement Amount: $72,000
Case Summary: Plaintiff was driving a pickup truck. Defendant was driving an automobile owned by co-defendant in the same direction. Defendant crossed over the center lane and struck plaintiff’s vehicle. Plaintiff sustained a closed head injury in the collision. Defendants alleged the collision was caused or contributed to by the negligence and carelessness of plaintiff. The defendants also disputed the nature and extent of the plaintiff’s injuries and damages. Jury attributed 20% of total negligence to plaintiff and 80% to defendant. Jury awarded plaintiff: $5,000 for past pain, disability and emotional distress; $16,700 for health care expenses; $300 for diagnostic expenses; $25,000 for future pain, disability and emotional distress; $25,000 for future health care expenses; and $0 for future loss of earning capacity.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Zhang v. Olson, 27-CV-06-15226

Pedestrian Struck By Vehicle in Hotel Lobby

Type of Injury: Back Injuries-Herniated Disc at L5-S1 and lumbosacral radiculopathy in her right leg
Type of Accident: Pedestrian
Award/Settlement Amount: $78,543
Case Summary: Plaintiff was walking across the lobby of a building when she was struck by a vehicle being driven by defendant’s employee. Plaintiff claimed she suffered a L5-S1 disc herniation that required surgery, lumbosacral radiculopathy in her right leg, and emotional distress as a result of the accident. Defendant disputed the plaintiff’s claims; contested the nature, extent, and causation of the plaintiff’s injuries; and asserted that the plaintiff’s injuries were either a result of pre-existing degenerative disc disease or were caused by a subsequent motor vehicle accident. Jury found in favour of plaintiff and awarded her compensatory past Medical: $40,310; compensatory past wages: $38,233; total award: $78,543.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Gallivan v. S & T Office Products, 62-CV-2016-003244

Defendant Liable for Head-On Collision with Multiple Injuries

Type of Injury: Injuries to right wrist, back, shoulders, neck, arms and legs
Type of Accident: Head-on
Award/Settlement Amount: $80,661
Case Summary: Plaintiff was a passenger in a vehicle driven by defendant. Co-defendant, driving a pick-up truck, approached from opposite direction and collided with plaintiff’s host vehicle head-on. Plaintiff sustained injuries to his right wrist, back, shoulders, neck, arms and legs in the collision. Plaintiff claimed either defendant’s or co-defendant’s inattention, negligence, carelessness and failure to stop caused the collision. Defendant denied negligence and cross-claimed against co-defendant. Co-defendant settled with the plaintiff by way of a pierringer agreement. Jury attributed 100% of total negligence to defendant. Court determined that plaintiff did not suffer a permanent injury in the collision. Jury awarded plaintiff $80,661.00 in damages.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Ramic v. Schiltz, 27-CV-06-14398

Permanent Neck, Back, Shoulder, and Knee Injuries

Type of Injury: Neck, back, left shoulder and left knee injuries
Type of Accident: Rear-end
Award/Settlement Amount: $88,317
Case Summary: Defendant rear-ended plaintiff’s vehicle at an intersection, striking the left rear portion of plaintiff’s motor vehicle. Defendant, who was driving a vehicle owned by co-defendant’s vehicle, said he was driving south when he came upon plaintiff’s stopped vehicle and was unable to slow sufficiently to avoid the collision. Plaintiff said she sustained neck, back, left shoulder and left knee injuries in the collision. Defendants conceded liability for the accident but contested the extent of the plaintiffs’ injuries. According to defendants, plaintiff sustained injuries to her neck, back and left leg in a prior motor vehicle accident for which she underwent considerable physical therapy. Jury found for plaintiff, determined that she sustained a permanent injury in the subject accident and awarded her $44,317.38-past damages and $44,000-future damages.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Grimmer v. Agerbeck, PI 04-010350

Plaintiff Run Off the Road in Sideswipe Collision

Type of Injury: Injuries to neck, back and shoulder
Type of Accident: Side-impact
Award/Settlement Amount: $95,574
Case Summary: Defendant was driving her vehicle when she collided with a car driven by co-defendant, who was driving in the same direction. Defendant claimed co-defendant collided into her side, causing her car to go over a curb. Plaintiff, a front-seat passenger in defendant’s car claimed he sustained permanent neck, back and shoulder injuries and property damage as a result. Defendant denied negligence, arguing co-defendant invaded her lane and swerved her car onto the curb. She denied negligence and filed a cross-claim against co-defendant, in which she requested judgment in contribution or indemnity against her co-defendant should the plaintiff prevail on his claims. Jurors found both defendants equally responsible for the accident. Jury awarded plaintiff $95,573.56 in damages.
Location: Ramsey County, Minnesota

Severe Injury Case Examples

Severe car accident victims can suffer multiple injuries, such as brain trauma, spinal cord injuries, damage to vital organs like the heart, lungs, or liver, and multiple or complicated fractures. Victims may be left with a permanent disability or disfigurement. Severely injured victims may be unable to resume their pre-accident employment or activities of daily living.

Herniated Cervical Discs from Head-On Collision

Case Name and Docket Number: Moore v. Andrews, C0-03-001891
Type of Injury: Neck pain, herniated disk at C6 and C7
Type of Accident: Head-on
Award/Settlement Amount: $97,206
Case Summary: Plaintiff was a passenger in a car driven by her husband. They were heading south on a Street when they were involved in a head-on collision with a vehicle driven by defendant. Plaintiff claimed to have suffered serious and permanent injuries. Defendant denied the allegations of negligence and claimed the collision was the result of an unavoidable accident. Jury found plaintiff sustained a herniated disk at C6 and C7 which injury was. Jury awarded plaintiff $40,000-past pain, disability and emotional distress, $29,275-past health care expenses that excluded X-rays, MRI scans and diagnostic tests. For those expenses, plaintiff was awarded damages of $2,930.90. Plaintiff was further awarded $25,000 for future pain, disability and emotional distress.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Kallas v. Kasal, C7-04-9223

Award for Traumatic Brain Injury, Neck and Back Injuries

Type of Injury: Head injury-traumatic brain injury and a concussion; Back-cervical and lumbar injuries
Type of Accident: Rear-end
Award/Settlement Amount: $106,324
Case Summary: Plaintiff’s vehicle was stopped at a yield sign waiting to turn westbound, when defendant, rear-ended the plaintiff’s vehicle with her vehicle. Plaintiff suffered a traumatic brain injury and a concussion as well as cervical and lumbar injuries, resulting in post-concussion symptoms and cognitive issues, as a result of the accident. Plaintiff contended defendant’s vehicle slammed into the plaintiff’s vehicle at a high rate of speed, without slowing down. Defendant denied liability and the nature and extent of the damages sustained by plaintiff and his spouse. Jury found in favor of plaintiff, awarding him $106,324 in damages. Plaintiff’s spouse filed a claim for loss of consortium but received no award.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Lawhead v. Phillip, 27-CV-2019-017798

T-Bone Collision Results in Traumatic Brain Injury

Type of Injury: Head injury-traumatic brain damage
Type of Accident: Side-impact
Award/Settlement Amount: $130,000
Case Summary: A truck driven by plaintiff and a vehicle driven by defendant collided on a Highway near an intersection. According to plaintiff, the collision occurred when defendant ran a red right and “T-boned” plaintiff’s vehicle on the passenger’s side. Plaintiff sustained permanent injuries, including traumatic brain damage. Defendant admitted that an accident occurred at the time and location specified in the complaint, but denied that the collision was caused solely by his negligence and fault. Defendant affirmatively alleged that the collision was caused by the plaintiff’s contributory negligence. Jury found that the sum of $130,000 would fairly and adequately compensate plaintiff for past and future damages.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Kroska v. Yang, 62-C4-05-11117

Passenger Required Surgical Fusion to Mid Back

Type of Injury: Injuries to neck and back
Type of Accident: Head-on
Award/Settlement Amount: $147,454
Case Summary: Plaintiff was a passenger in a vehicle driven by a non-party driver. The vehicle came to a stop at a stop light at an intersection. Defendant, driving a vehicle owned by co-defendant approached plaintiff’s host vehicle from the rear and collided with it. Plaintiff claimed to have aggravated injuries to his neck as a result of the collision. Plaintiff claimed he required a surgical fusion to his mid-back as a result of his injuries and sustained permanent injuries and a 60-day disability. Defendants denied negligence and affirmatively alleged the plaintiff’s negligence caused his injuries. Defendants claimed the driver of the vehicle in which plaintiff was a passenger stopped without any reason and a “modest impact” followed. Jury awarded plaintiff $147,454.00 in damages.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Nerison v. Wilson, 27-CV-07-13358

Bicycle Rider Hit in Crosswalk Shares Fault for Crash

Type of Injury: General back, neck, hands and hips injuries
Type of Accident: Side-impact
Award/Settlement Amount: $168,665
Case Summary: Plaintiff was riding his bicycle at an intersection. He was not wearing a helmet but was riding on the sidewalk. When he entered a crosswalk at the intersection, a vehicle operated by defendant collided with his bicycle. Plaintiff suffered injuries to the back, neck, hands and hips. Plaintiff claimed that since he was using the sidewalks and was in the crosswalk, he should be treated as a pedestrian, not a vehicle driver. Defendant denied any negligence. According to defendant, plaintiff’s own negligence caused any injuries he may have sustained. Jury apportioned 60% fault against the defendant. The panel also determined that plaintiff sustained a permanent injury and a 60-day disability. Jurors awarded plaintiff $168,665 for past and future damages.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Thompson v. Sueper, CX-04-007885

Passenger Sued Both Drivers for Head Injury and PTSD

Type of Injury: Closed head injury; PTSD
Type of Accident: Side-impact
Award/Settlement Amount: $196,724
Case Summary: Plaintiff was a passenger in defendant’s vehicle when it was involved in a collision with co-defendant’s truck. Plaintiff claimed he sustained permanent and serious injuries in the accident including a closed head injury and post-traumatic stress disorder. Plaintiff sued both defendants for negligence. Defendant denied liability disputed the nature and extent of plaintiff’s injuries. He claimed that the truck driver’s failure to yield right of way to his vehicle caused the collision. Co-defendant generally denied all allegations by plaintiff and defendant. A jury found co-defendant 90 percent at fault for the accident, while defendant was 10 percent liable. The verdict also awarded plaintiff $196,724.07 for past and future general and medical damages.
Location: Dakota County, Minnesota
Case Name and Docket Number: Prokop v. Stawikoski, CO-04-8184

Plaintiff Suffers Spinal Nerve and Disc Injury in Rear-End Crash

Type of Injury: Back injury-Spinal nerve with disc injury; Headaches
Type of Accident: Rear-end
Award/Settlement Amount: $241,946
Case Summary: Plaintiff’s vehicle was stopped on a westbound interstate exit ramp for a red light at an intersection when defendant drove into the back of the plaintiff’s vehicle. Plaintiff claimed he suffered facet joint injuries, disc herniation, headaches, neck, upper and lower back stiffness, soreness and pain, and radicular pain into his extremities as a result of the accident. Plaintiff contended defendant failed to keep a proper lookout, exceeded the lawful posted speed limit and operated a motor vehicle at too close an interval behind the plaintiff’s vehicle. Defendant admitted liability but denied the extent and nature of the plaintiff’s claimed personal injuries. Jury awarded plaintiff $241,946 in damages.
Location: Hennepin County, Minnesota
Case Name and Docket Number: Nelson v. Londroche, 7-CV-2019-016938

Fractured Knee from Side-Impact Collision

Type of Injury: Knee injury-fractured patella
Type of Accident: Side-impact
Award/Settlement Amount: $247,259
Case Summary: Plaintiff was driving his vehicle west on a highway when he collided with a vehicle driven by defendant. Defendant’s vehicle was traveling east on the same highway. Defendant lost control of her vehicle and crossed over the centerline. Plaintiff, unable to stop due to road conditions, collided with the center passenger side of defendant’s vehicle. Plaintiff claimed he sustained various injuries as a result of the collision, including a fractured patella. Defendant denied any allegations of negligence. The court denied defendant’s motion for summary judgment. Jury found that defendant was 100 percent negligent and the direct cause of the subject accident and plaintiff’s injuries. Jury awarded plaintiff $247,259.27 in damages.
Location: Nobles County, Minnesota
Case Name and Docket Number: Jensen v. Nyigwa, 53-CV-08-486

Improper Left Turn Results in Multiple Injuries to Plaintiff

Type of Injury: Injuries to neck, shoulder, back, head, chest, knee and arm
Type of Accident: Side-impact
Award/Settlement Amount: $260,916
Case Summary: Plaintiff was driving east on a Highway while defendant was driving west on the same Highway 23 at its intersection. Defendant made a sudden left turn at the intersection into the path of plaintiff’s vehicle and the two vehicles collided. Plaintiff sustained injuries to his neck, shoulder, back, head, chest, knee and arm in the collision. Jury found defendant was negligent in the operation of the vehicle he was driving and his negligence was a direct cause of the collision. Jury also found plaintiff was not negligent in the operation of her vehicle. The panel further determined plaintiff sustained a permanent injury, awarding her $260,916.01 in damages.
Location: Kandiyohi County, Minnesota
Case Name and Docket Number: Koenen v. Gerdes, 34-CV-06-610

Mother Causes Head-On Collision, Young Son Severely Injured

Type of Injury: Closed head injury, broken arms, internal injuries, broken left leg, pelvic injuries
Type of Accident: Head-on
Award/Settlement Amount: $300,000
Case Summary: Plaintiff, nine years old, was a passenger in a vehicle driven by his mother/defendant. They were traveling eastbound on a Highway. Co-defendant, driving westbound on the same highway, collided with plaintiff’s host vehicle. The collision occurred when defendant crossed the centerline into the oncoming lane of travel. Co-defendant veered left to avoid the collision and then defendant returned to her lane of travel. Plaintiff sustained a closed head injury, broken arms, internal injuries, broken left leg and pelvic injuries. Plaintiff’s guardian ad litem and father filed a lawsuit alleging the negligence of both drivers caused the accident. Defendants specifically denied negligence. They asserted plaintiff’s mother, caused the collision. Parties later settled the claim for $300,000.
Location: Carlton County, Minnesota
Case Name and Docket Number: Yetka v. Phillips, 09-CV-06-990

Permanent Lower Back Injury After Two Vehicle Accidents

Type of Injury: Low back injury
Type of Accident: Side-impact
Award/Settlement Amount: $320,087
Case Summary: Plaintiff was involved in two motor vehicle accidents in the same year. In the first accident, plaintiff was a passenger in a vehicle operated by non-party driver. They were traveling south and collided with a vehicle driven by defendant. Defendant’s vehicle was traveling north and was attempting to make a left turn. In the second accident, plaintiff was driving south on a Highway when co-defendant attempted to make a left turn, colliding with the rear of plaintiff’s vehicle. Plaintiff sustained a low back injury in the collisions. Defendants denied liability or negligence. Jury attributed 75% of total negligence to defendant and 25% to plaintiff. Jury found plaintiff sustained a permanent injury and awarded him $320,087.02 in damages.
Location: Ramsey County, Minnesota
Case Name and Docket Number: Lallas v. Vang, C7-06-7380

Jury Award for Permanent Head, Neck, and Back Injuries

Type of Injury: Injuries to head, neck and back
Type of Accident: Side-impact
Award/Settlement Amount: $422,276
Case Summary: Plaintiff and defendant were driving south on a Highway. A collision between their vehicles occurred, when defendant crossed over the center line. Plaintiff sustained physical injuries to his back, neck and head. Plaintiff sought damages for past and future medical expenses, past and future loss of earnings and earning capacity and past and future physical and mental pain. Defendant alleged plaintiff’s injuries and damages were caused by the negligence of plaintiff or of others. Jury found that the plaintiff sustained both a permanent injury and a 60-day disability. The panel awarded plaintiff: $26,275.74-medical expenses; $96,000 for past pain, disability and emotional distress; and $300,000 for future, pain, disability and emotional distress.
Location: St. Louis County, Minnesota
Case Name and Docket Number: Jacka v. Hirdler, 69-CV-06-1724

Pedestrian Left with Complex Regional Pain Syndrome

Type of Injury: Right forearm and wrist injuries-compartment syndrome and complex regional pain syndrome
Type of Accident: Pedestrian
Award/Settlement Amount: $639,275
Case Summary: Plaintiff was a pedestrian working on a road construction machine when defendant drove her vehicle beside the machine and caused her vehicle’s passenger side mirror to impact plaintiff’s right arm. Plaintiff suffered compartment syndrome and complex regional pain syndrome involving his right forearm and wrist. Defendant denied any negligence or liability; contending that the machine plaintiff was servicing was illegally stopped on the roadway; that negligence of the road construction company had been a cause of the incident; that plaintiff’s own conduct of backing into defendant’s vehicle had caused the arm impact; that the impact was minor, and that plaintiff continued working after the incident. Jury apportioned fault 55% to defendant, 10% to the subject road construction company and 35% to plaintiff and found that the incident had caused plaintiff $639,274.91 in damages.
Location: Sherburne County, Minnesota
Case Name and Docket Number: Smith v. Larson, 71-CV-2017-001303

Van Driver Liable for Broken Neck, Migraines, and TMJ

Type of Injury: Back injury-right C7 transverse process (fracture), migraines headaches and TMJ
Type of Accident: Rear-end
Award/Settlement Amount: $1,065,507
Case Summary: Plaintiff was driving and was stopped for a red light at an intersection and her vehicle was struck in the rear by a van driven by defendant. Plaintiff claimed he suffered injuries including a right C7 transverse process (fracture), migraines headaches, TMJ, stiffness and soreness, tingling, numbness, burning, throbbing, aching, lack of grip strength, restlessness, night sweats, irritability, and trouble sleeping. Defendant admitted liability prior to trial but disputed the nature and extent of the plaintiff’s injuries and treatment and whether the treatment was reasonable and necessary as a result of the motor vehicle accident. A jury awarded the plaintiff $1,065,507.98 for damages.
Location: Anoka County, Minnesota
Case Name and Docket Number: Spindler v. Westman, 02-CV-2018-005550

Head-On Collison Causes Plaintiff’s Permanent Brain Damage

Type of Injury: Head injury-traumatic brain damage and subdural hematoma
Type of Accident: Head-on
Award/Settlement Amount: $1,317,546
Case Summary: Plaintiff was a passenger in a vehicle operated by defendant. They were struck head-on by defendant2’s truck, operated by defendant3. Plaintiff sustained a permanent traumatic brain damage and subdural hematoma. Defendant filed a cross-claim against his co-defendants arguing they were liable for the accident. Defendant2 and defendant3 filed a similar cross-claim against Defendant. Jurors found defendant2 90% and defendant 10% liable. Jury awarded plaintiff $450,000-past pain, disability, emotional distress and disfigurement; $80,000-past wage loss; $237, 546.40-past medicals; $300,000-future pain, disability, emotional distress and disfigurement; $200,000-future loss of earning capacity; and $50,000-future medicals. Plaintiff’s husband was awarded $115,000-past loss of consortium and $85,000-future loss of consortium. Judge adopted the verdict, ordering defendants to pay $1,517,546.40, plus costs and disbursements.
Location: Dakota County, Minnesota
Case Name and Docket Number: Sanchez v. Bergeron, C2-04-8476

Methodology

We analyzed a group of actual lawsuits filed in Minnesota courts by car accident victims. All plaintiffs in the group received a payout through the court or an agreed settlement. Victims include adults and children.

In cases with more than one plaintiff, the award amount reflects the largest amount paid to a single plaintiff.

In some cases, the plaintiff was found to share some of the blame for the crash, and their award was reduced accordingly. The reduced amount is reflected in the Award/Settlement Amount.